Straight from the earnings call.
Oracle's Q4 FY2026 revenue hit a record $19.2B (+21%) and EPS beat estimates — yet the stock fell. RPO hit $638B on AI contracts, and free cash flow went negative.
Adobe posted record Q2 FY2026 revenue of $6.62B (+13%), beat on EPS, and raised full-year targets — but a surprise CFO exit sent shares lower after hours.
Lululemon beat Q1 FY2026 estimates with $2.5B revenue (+4%) — then slashed full-year guidance for the second time this year. Stock fell over 10%. China grew 30%; the Americas fell 3%.
Zara owner Inditex grew Q1 2026 sales 8.8% in constant currency to €8.75B, beating forecasts, with current trading up 11.5%. Stock jumped 5% to lead the Euro Stoxx 50.
Cisco hit record quarterly revenue of $15.84B (+12%) in Q3 FY2026. Networking revenue surged 25% on AI data centre demand. Guidance raised.
Earnings Reports Explained in Plain English
What is this?
A plain-English guide to the world's biggest companies — how they make money, what their earnings calls actually said, and what the numbers actually mean.
Why this exists
We're on a mission to break down the language barrier of finance. Most people care about brands like Nike, Apple, Tesla, LVMH. But the way these companies talk about their business is deliberately confusing. We decode it. Plain-English summaries updated within hours of every earnings call.
Still confused by a term?
That's what the extension is for. Highlight any term — on this site or anywhere else — and get an instant, plain-English explanation.
Browse Brands
3M
MMM
Industrial
Post-its, Scotch tape and 60,000 products you use daily
AB InBev
BUD
Consumer
The brewer behind Budweiser, Stella and Corona
Accenture
ACN
Industrial
The consulting giant rebuilding companies around AI
Adidas
ADDYY
Sportswear
Nike's main rival in global sportswear
Adobe
ADBE
Tech
Photoshop, Premiere and the creative tools behind your feed
Airbnb
ABNB
Consumer
Turned spare rooms into a global travel giant
Ajax
AJAX.AS
Football
Amsterdam's famous talent factory, listed on the stock market since 1998
Alibaba
BABA
Tech
China's e-commerce and cloud computing giant
Allianz
ALV.DE
Financial Services
Insurance giant with its name on Bayern Munich's stadium
Amazon
AMZN
Tech
The everything store, plus the AWS cloud powerhouse
AMD
AMD
Tech
Nvidia's main rival in chips and GPUs
American Express
AXP
Financial Services
The premium card with a cult membership
Apple
AAPL
Tech
iPhone maker and the world's most valuable brand
Aston Martin Lagonda
AML.L
F1 / Motorsport
James Bond's carmaker, chasing profit as well as podiums
Audi (Volkswagen Group)
VOW3.DE
Automotive
Premium German engineering, part of Volkswagen Group
Berkshire Hathaway
BRK.B
Financial Services
Warren Buffett's legendary investment company
BlackRock
BLK
Financial Services
The world's largest asset manager
Block
SQ
Financial Services
Cash App and Square parent, fintech innovator
BMW
BMW.DE
Automotive
The ultimate driving machine goes electric
Booking.com
BKNG
Tech
The Amsterdam-born giant of online travel
Borussia Dortmund
BVB.DE
Football
Home of the Yellow Wall, publicly traded
BYD
BYDDY
Automotive
The Chinese EV maker that overtook Tesla in sales
Canon
CAJ
Industrial
Cameras, printers and imaging tech worldwide
Celsius
CELH
Consumer
The energy drink that took over gym culture
Celtic FC
CFC.L
Football
Scottish football's publicly listed giant
Chipotle
CMG
Consumer
Fast-casual favorite with younger investors
Cisco
CSCO
Tech
The plumbing of the internet, now riding the AI wave
Coca-Cola
KO
Consumer
The world's most famous drink and a Buffett favourite
Coinbase
COIN
Financial Services
Crypto exchange gateway for beginners
Costco
COST
Consumer
Cult retail following and membership model
Danone
BN.PA
Consumer
The food giant behind Activia, Alpro and Evian
Dell
DELL
Tech
PCs, plus the servers powering AI data centres
Disney
DIS
Consumer
Parks, Pixar, Marvel and the streaming wars
DoorDash
DASH
Tech
Food delivery leader used daily by millions
eBay
EBAY
Tech
The original online marketplace, still standing
Electronic Arts
EA
Gaming
The studio behind EA FC, Madden and The Sims
Etsy
ETSY
Consumer
Handmade and vintage marketplace with loyal community
FedEx
FDX
Industrial
Global shipping giant and economic bellwether
Ferrari
RACE
Automotive
F1 glory with luxury-brand profit margins
Formula 1
FWONA
F1 / Motorsport
The fastest-growing sport in the world, owned by Liberty Media
GE Aerospace
GE
Industrial
Jet engines on half the planes you fly
Goldman Sachs
GS
Financial Services
Wall Street's most famous investment bank
GOOGL
Tech
Search, YouTube, Android and the AI race
Gucci
KER.PA
Luxury
Kering's flagship fashion house
H&M
HM-B.ST
Consumer
Fast fashion pioneer battling Zara and Shein
Hermès
RMS.PA
Luxury
Birkin bags and the strongest pricing power in luxury
Honda
HMC
Automotive
Reliable cars, motorbikes and engines everywhere
HYBE
352820.KS
Music
The K-pop powerhouse behind BTS
Hyundai
005380.KS
Automotive
The Korean carmaker winning on design and EVs
IBM
IBM
Tech
The century-old tech giant betting big on AI
Intel
INTC
Tech
The chip pioneer fighting its way back
J.P. Morgan
JPM
Consumer
America's biggest bank
Juventus
JUVE.MI
Football
Italy's most decorated club, publicly traded
L'Oréal
OR.PA
Luxury
The world's biggest beauty company
Live Nation
LYV
Music
Ticketmaster's parent and the giant behind your gig tickets
Lucid
LCID
Automotive
Luxury EV startup backed by Saudi Arabia
Lululemon
LULU
Sportswear
Cult athleisure brand with loyal following
LVMH
MC.PA
Luxury
Louis Vuitton, Dior and 70+ luxury brands under one roof
Manchester United
MANU
Football
The world's most famous football club, listed in New York
Mastercard
MA
Financial Services
The payments network in your pocket
McDonald's
MCD
Consumer
Golden arches built on a real-estate empire
Mercedes-Benz
MBG.DE
Automotive
Luxury cars and an F1 dynasty
Meta
META
Tech
Instagram, WhatsApp and a massive AI spending spree
Microsoft
MSFT
Tech
Windows, Office, Xbox and the AI cloud leader
Nescafé
NSRGY
Consumer
Nestlé's global coffee giant
Netflix
NFLX
Consumer
The streaming leader everyone else is chasing
Nike
NKE
Sportswear
Sportswear's biggest brand, mid-comeback
Nintendo
NTDOY
Tech
Mario, Zelda and the Switch 2
NVIDIA
NVDA
Consumer
The chipmaker powering the entire AI boom
On Running
ONON
Sportswear
The Swiss running brand backed by Roger Federer
Oracle
ORCL
Tech
Database giant turned AI cloud contender
Palantir
PLTR
Tech
AI and data analytics for government and enterprise
PayPal
PYPL
Financial Services
The original online payments giant
Pepsi
PEP
Consumer
Drinks plus Doritos, Lay's and Gatorade
Philips
PHIA.AS
Industrial
The Dutch health-tech and electronics maker
PINS
Tech
Visual discovery platform with e-commerce integration
Porsche
P911.DE
Automotive
The 911 maker with luxury-level margins
Prada
1913.HK
Luxury
Italian fashion house and Miu Miu's parent
Qualcomm
QCOM
Tech
Mobile chip maker powering smartphones globally
RDDT
Tech
The front page of the internet and retail investor hub
Rivian
RIVN
Automotive
Electric vehicle startup backed by Amazon
Robinhood
HOOD
Financial Services
Commission-free trading platform for beginners
Roblox
RBLX
Tech
The gaming platform where Gen Z hangs out
Roku
ROKU
Tech
The streaming platform fighting for your TV screen
Salesforce
CRM
Tech
The software big business runs on, betting on AI agents
Samsung
005930.KS
Tech
Korea's tech titan: phones, chips and screens
SAP
SAP
Tech
Europe's most valuable software company
Shopify
SHOP
Tech
E-commerce platform powering millions of businesses
Siemens
SIE.DE
Industrial
The German industrial and automation giant
Snap
SNAP
Tech
Snapchat parent company, AR and AI innovator
Sony
SONY
Tech
PlayStation, music and movies in one company
SpaceX
SPCX
Tech
Rockets, Starlink and the biggest IPO in history
Spotify
SPOT
Tech
The world's audio platform, with real pricing power
Starbucks
SBUX
Consumer
The coffee giant in turnaround mode
Take-Two Interactive
TTWO
Gaming
The maker of GTA, NBA 2K and Red Dead
Target
TGT
Consumer
Retail icon and popular dividend stock for beginners
Tesla
TSLA
Automotive
EVs, robotaxis and the Musk premium
TKO Group
TKO
Entertainment
WWE and UFC under one roof
Toyota
TM
Automotive
The world's biggest carmaker and hybrid king
Uber
UBER
Tech
Ride-sharing and food delivery leader
Universal Music Group
UMG.AS
Music
Taylor Swift, Drake and the world's biggest label
UPS
UPS
Industrial
The brown trucks delivering the economy
Visa
V
Financial Services
The world's biggest payments network
Walmart
WMT
Consumer
World's largest company by revenue
Warner Bros. Discovery
WBD
Tech
HBO, DC and CNN's parent company
Warner Music Group
WMG
Music
The major label home to Ed Sheeran and Dua Lipa
Zara
ITX.MC
Consumer
Inditex's fast-fashion machine
Understand every term in these reports.
Highlight any financial jargon - on this page or anywhere else - and get an instant explanation.
Get the Extension - Free →This is not financial advice. We're just translating what companies say about themselves. Always do your own research before making investment decisions.